| Checking Account Choices | Regular1 | Premier1 | Premier Plus1 | Premier Partners Ages 55 & Up1 | Premier Money Market1 |
|---|---|---|---|---|---|
| Opening Balance | $100 | $100 | $100 | $500 | $1,000 |
| Monthly Service Charge | NONE if daily average balance remains at $500 & above; below $500 average, $5 monthly charge. | NONE if daily balance of $1,000 & above below $1,000 daily, $5 monthly charge | NONE if daily balance of $2,500 & above; below $2,500 daily, $5 monthly charge | NONE if daily average balance remains at $500 & above; below $500 average, $5 monthly charge |
NONE if daily balance of $1,000 & above; below $1,000 daily, $8 charge.
|
| Transactions | Unlimited | Unlimited | Unlimited | Unlimited | Free Credits; Limited Debits/Checks2 |
| Interest | N/A | ✓ | Tiered Rate account (ask your Customer Service Rep for details on Rate Tiers) | ✓ | Tiered Rate account (ask your Customer Service Rep for details on Rate Tiers) |
| Visa Debit Card | FREE | FREE | FREE | FREE | N/A |
| Checking Account Choices | Regular1 | Premier1 | Premier Plus1 | Premier Partners Ages 55 & Up1 | Premier Money Market1 |
| ATM Card | FREE | FREE | FREE | FREE | N/A |
| Free Online Banking | ✓ | ✓ | ✓ |
✓ | ✓ |
| Free Online Bill Pay | ✓ | ✓ | ✓ | ✓ | N/A |
| Free Telephone Banking (info line) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Monthly Paper Statement with check images |
✓
$1.99 per month
|
✓ | ✓ | ✓ | ✓ |
| Free eStatments | ✓ | ✓ | ✓ | ✓ | ✓ |
| Other Advantages | 50% discount on 3x5 lockbox - 1st Year (per availability) | One (1) order Free of premier Checks Annually; Free 3x5 lockbox or 50% discount on larger box - 1st Year (per availability) | Free Premier Plus Checks; Free 3x5 lockbox or 50% discount on larger box - 1st Year (per availability); 25% discount on lockbox after 1st year | Free Premier Plus Checks; Free 3x5 lockbox or 3x10 lockbox - 1st Year (per availability); 50% discount on lockbox after 1st year; Special Events | N/A |
1. Please refer to the "Depositor Agreement and Disclosure" for complete account details.
2. You may make up to 6 debits at no charge from your account each statement cycle. A fee of $5.00 will be imposed for each subsequent debit.